Welch Insurance

Are there PPO Medicare Advantage Plans?
The short answer is that it depends on the area you live in. You can check to confirm if they are offered in your area at Medicare Insurance Plans. There are PPO Advantage Plans that are both local and national. Orange County California has two PPO Advantag...

If you are over 65 and being laid off, do you take COBRA?
If you take COBRA instead of going on Medicare, you need to understand that COBRA is not creditable coverage. This means that if you take COBRA, then, when the coverage ends you may be penalized for both Part B and Part D when you apply. W...

Medicare Advantage Insurance Plan Part C. When can you signup & change?
You have a 7-month window to enroll in a Medicare Advantage plan which is your ICEP (Initial Coverage Enrollment Period). This includes 3 months before your entitled to Medicare Part A and enrolled in Part B, the month you a...

Qualify for Extra Help on Premiums for Part D
Who can qualify for extra help on LIS (Low Income Subsidy) for the cost of Part D drug plans? If you have Part A and Part B and meet the income and resource limits, you could qualify. How does it help with the cost of Part D? Your premium subsidy for ...

What to know about Medicare Part D drug plans.
Medicare Part D is provided by private insurance companies. To be eligible you most be entitled to Medicare Part A and/or enrolled in Medicare Part B.
Part D covers prescription drugs, biologic's, insulin and certain vaccines. For 2020 Part D standa...

Continue working after 65 do I take Medicare
If you work for a company with under 20 employees Medicare would be your primary health insurance, so you should investigate Medicare Insurance Plans. If you work for a company with over 20 employees Medicare would be secondary to your work insurance s...

Health Insurance Now Available!

You can get health insurance NOW in Los Angeles & Orange County CA!
Due to Covid-19 (Coronavirus), if you did not sign up for health insurance during open enrollment. If you and your family do not have health insurance and are not eligible for group, government or...

There is a lot of misinformation surrounding the Coronavirus disease circulating. We have compiled the real facts you need to know to protect yourself.

There are many aspects to health insurance today, not only the premiums but also deductibles, max-out-of-pocket, co-pays and co-insurance. Choosing which plan(s) represent the best value to you can be a confusing task. A broker will be able to answer all the questions you may have and search the ...